It’s hardly a badge of honour, but at long last, after an occasionally indulgent life, I have acquired what travel insurers call a pre-existing condition.
You may not regard it as much of a condition. It has come and gone, perhaps never to return, but so far as insurance is concerned, it can be akin to a Mark of Cain.
However, as I’ve just learned, the news is not all bad. If you are stra...
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