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In the Spirit of Giving

The holidays are around the corner and some of us will over indulge our family members or treat ourselves to that one gift we’ve been eyeing all year. But if you want to give your time or donation and need a little inspiration on what’s out there, here are a few ideas. Giving Trees There are many types of giving trees and by that we mean those run by charity organisations like the Salva... Read more
Medium

How to Avoid Christmas Debt

It’s finally December and that means one thing: the holiday madness has begun! According to a recent article, the average holiday shopper plans to spend $776 this year, but it is possible to get through the holidays without it breaking your bank. Here a Few Tips on How to Avoid Christmas Debt Price Comparison Shopping: One of the easiest ways is to Google Search what you’re wanting... Read more
Medium

These Boots Were Made for Walking...Australia

60’s pop star, Nancy Sinatra, sang “These boots are made for walking and that's just what they'll do. One of these days these boots are gonna walk all over you…” The Aboriginals of Australia had a rite of passage for males known as a Walkabout where the adolescents went and lived in the wilderness for a period as long as six months to make the spiritual and traditional transition into ma... Read more
Medium

Dealing with Surprise Bills

According to a research, the average Australian still carries about $76 in their pocket and men over 50 carry $99 while women carry around $68. No matter the age, most of us still carry cash for small transactions and emergencies but what about those unexpected bills that hit us at the most inconvenient time? How does one handle that? Two-thirds of Aussie households are getting hit... Read more
Medium

Preparing for Your Own Death

Talking about death is often seen as taboo and often ignored until the very last minute or not at all, but understanding what you want (or what your loved one wants) can save you and them a lot of stress when the time comes to say goodbye. Here are 8 things you can do to prepare for your death. Wills and Estate Planning We wrote about the importance of a will and it could be one of t... Read more
Medium

Things No One Tells You About Cruising

Sailing the high seas is the easiest holiday for a lot of us, but here are secrets and tips that could make your cruise even more fun and relaxing! Embarking Arrive at your embarkation port a day early. This allows you to avoid any last minute stress caused by potential delays and allows you to adjust to a new time zone or allows you time to sightsee. Everyone wants to be on board fi... Read more
Medium

Curb Wasteful Spending

Are you aware of how much waste you’re creating, and how much money you’re throwing away in the process? Spending money on unnecessary items is not only bad for the environment, but it can also add up over the course of a year. Much of our consumption these days is based around convenience says Deborah Southon of budgeting and debt solutions provider Fox Symes. “People would rather bu... Read more
Medium

Indulge and Die, Explore and Grow, Thrive or Survive?

First world problem : What can we do with all these extra years and extra dollars? It’s no news many of us are living longer and healthier lives but there’s plenty of scope, and no little uncertainty, around how best able to spend this so-called longevity premium. Every generation, say 25 years, the average life expectancy of those in the western, and other parts of the world, climbs by t... Read more
Medium

Make the Most of Your Tax Returns

You’ve only got days left to turn in your tax return before the October 31 deadline. Hopefully, you get money back and can then focus on how to actually spend it. The ATO will issue a Failure To Lodge (FTL) penalty if your return isn’t lodged by the deadline. It’s calculated at the rate of one penalty unit for each period of 28 days or part thereof that you’re overdue. Penalty units are ... Read more
Medium

The Importance of a Will

52% of Australians do not have a will. Of those that don’t have a will, 34% haven’t gotten around to it yet. WHAT IS A WILL? A will is a legal document that sets out your wishes for distribution of your assets after your death. In non fancy legal speak, it is a legal document that tells your family what you want done with your belongs and money when you die. WHY A WILL IS IM... Read more
Medium