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Whether you call it a 'loyalty tax' or a 'stupidity tax' - it should still be avoided!

There’s a lot to be said about a name. What we call things can have a big impact on how we deal with them. More recently there’s been a call to replace the misunderstood term ‘loyalty tax’ with the harsher and more hurtful ‘stupidity tax’. Many of us pay more for things than we need to, especially when it comes to electricity, insurances and home loans, but is this due to loyalty o... Read more

What does the older generation really owe the young? The answer may surprise you

It’s not unfair that older Australians enjoyed the benefits of free tertiary education, rising house prices and many other perks of age we were, well, just lucky. And being the beneficiaries of dumb good fortune does not make us all guilty of rampant self-interest, nor are we responsible,  if following generations are not equally well-off. It might sound like tough love but that’s the... Read more

Never Leave Home Without This

They rather predictably state every journey begins with the first step but in truth any kind of slightly planned trip starts well before you lace up your boots.  For me it’s always conceived with a map, a trustworthy cartographic companion which contains more useful information than a thousand travel writers’ blogs. In fact, a map I might chance upon, or idly pick up, can often decide whe... Read more

Scam Alert - Targeting the Over 50s

Age may make you wiser but it can also make you more vulnerable to the many digital traps which exist in the cyber world.  The ACCC says those aged over 65 are the most likely to fall victim to scams and the risk is rising.  Scam-related crimes have jumped 56% in the past two years and losses are estimated to be $532million through various tricks such as investment frauds and dating cons.... Read more

This One Trick Could Save You Hundreds

We’ve said it again and again. Compare. Compare. Compare. And if the third time isn’t a charm, how about saving up to $1,416 a year in household bills. What could you do with an extra $1,416 a year? When does your mobile phone contract expire?What about your broadband? How about your energy? Health insurance? Car insurance? Do we need to go on? The perfect time to nego... Read more

Are You Breaking these Road Rules?

Do you have dirt on your number plate, making it unreadable? That’ll set you back $415 dollars and 3 demerit points in NSW. If you’re in QLD, that’ll cost you about $341 and in VIC it’s 3 demerit points and $161. A dirty plate is a costly mistake. If you park on a footpath in VIC, you’ll pay an $85 fine and a $126 one in QLD. In NSW, if you drive through a puddle and splash bus ... Read more